Decades of property insurance claims expertise working
exclusively for Policyholders and their Advocates.
Total Claims Estimating & Appraisal Services (a DBA of Total Claims International, LLC) is a specialized firm that focuses exclusively on first-party property insurance claims for both commercial and residential properties. We work with Plaintiff Law Firms, Public Adjusting companies, and large-loss Policyholders to provide defensible, code-compliant estimates, accurate damage assessments, and strategic loss consulting designed to maximize recoveries during negotiation, appraisal, and litigation.
Our team is structured differently from most. We are not contractors who picked up Xactimate as a side skill — we are seasoned claims professionals who started our careers working directly for insurance companies and Independent Adjusting (IA) firms. We now leverage that deep carrier-side expertise to advocate exclusively for Policyholders.Every inspector, estimator, and appraiser on our team maintains active licenses as public adjusters, certified appraisers, or umpires. They bring decades of hands-on experience inspecting property damage and navigating complex commercial insurance manuscripts as well as homeowners policies.We deliver full-spectrum claims advocacy, including rapid-response site inspections supported by FAA-certified drone documentation, detailed line-by-line Xactimate scoping with current local pricing, and thorough policy reviews that uncover hidden coverages, code-upgrade opportunities, and correct application of depreciation rules and matching statutes. When insurance carriers underpay or deny claims, our expert loss consulting services often provide the critical advantage needed to increase a six-figure settlement into a seven- or even eight-figure recovery.
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Unlike conventional estimating firms, we ensure continuity of knowledge throughout the entire process: the same experienced professional who initially inspects the loss personally prepares the estimate, authors the Damage Assessment Report, and — when required — serves as the expert witness. This unified team approach removes inconsistencies, bolsters credibility, and produces ironclad documentation that drives fair settlements or succeeds in appraisal and litigation.
At Total Claims Estimating & Appraisal, our sole allegiance is to the policyholder and their representatives. We never represent insurance companies, never accept referral fees from contractors, and never compromise our independence. When precision, deep expertise, and maximum recovery are essential, law firms and public adjusters throughout the United States and Puerto Rico rely on Total Claims Estimating & Appraisal to balance the scales.
At Total Claims Estimating & Appraisal, our sole allegiance is to the policyholder and their representatives. We never represent insurance companies, never accept referral fees from contractors, and never compromise our independence. When precision, deep expertise, and maximum recovery are essential, law firms and public adjusters throughout the United States and Puerto Rico rely on Total Claims Estimating & Appraisal to balance the scales.
Total Claims Estimating & Appraisal Services was forged in the most challenging claims environments across the country. Our senior team members have responded to numerous major U.S. catastrophes over the past three decades, handling and resolving thousands of complex losses caused by hurricanes, tornadoes, floods, hail storms, earthquakes, and wildfires. This extensive frontline catastrophe experience delivers unmatched expertise in large-loss scoping, temporary repair coordination, ALE and business interruption documentation, and navigating the distinctive carrier protocols that only emerge during billion-dollar events. When the stakes are highest and the damage is widespread, our team stands ready to deliver on-site field support, expert claims consulting, and precise estimates you can trust.
Contact us today at 888-223-9093 to schedule a private tele-conference to discuss our services and how we can assist you.
If you're ready to assign an Estimating Task or utilize our Loss Consulting Services, follow the links below for the correct type of assignment, provide us with the required information and we will begin the process of scheduling, inspecting and estimating your claim today!
Contact us today at 888-223-9093 to schedule a private tele-conference to discuss our services and how we can assist you.
If you're ready to assign an Estimating Task or utilize our Loss Consulting Services, follow the links below for the correct type of assignment, provide us with the required information and we will begin the process of scheduling, inspecting and estimating your claim today!