Decades of property insurance claims expertise working
exclusively for Policyholders and their Advocates.
Total Claims Estimating & Appraisal Services (a DBA of Total Claims International, LLC) is a specialized, policyholder-focused company dedicated exclusively to first-party property insurance claims for commercial and residential losses. We provide services to Plaintiff Law Firms, Public Adjusting companies, and large-loss Policyholders to deliver defensible, code-compliant estimates, precise damage assessments, and strategic loss consulting that consistently maximize recoveries in negotiation, appraisal, and litigation.
Our team is built differently. We are not contractors who learned Xactimate on the side — we are veteran claims professionals who began their careers inside insurance companies and IA Firms and now use that carrier-level knowledge to serve the Policyholder. Every Inspector, Estimator, and Appraiser on our staff holds active licenses as public adjusters, certified appraisers, or umpires, backed by decades of daily experience inspecting property damage and interpreting complex commercial manuscripts and homeowners policies alike. We provide end-to-end claims advocacy: from rapid-deployment site inspections with drone documentation by FAA Certified Drone Inspections, to line-by-line Xactimate scoping using the latest local pricing, to in-depth policy analysis that identifies overlooked coverages, code-upgrade triggers, and proper application of depreciation and matching statutes. When carriers underpay or deny, our expert Loss Consulting Services can provide the edge needed to turn a six figure settlement into a seven or even eight figure settlement.
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Unlike traditional estimating companies, we maintain continuity of knowledge: the same professional who walks the loss oversees the preparation of the estimate, authors the Damage Assessment Report, and — if needed — serves as an expert witness. This single-team approach eliminates discrepancies, strengthens credibility, and delivers the kind of bulletproof documentation that forces fair settlements or prevails in appraisal and court. At Total Claims Estimating & Appraisal, our only allegiance is to the policyholder and their advocates. We never work for insurance companies, never accept referral fees from contractors, and never compromise independence. When accuracy, expertise, and maximum recovery are non-negotiable, law firms and public adjusters across the US & Puerto Rico trust Total Claims Estimating & Appraisal to level the playing field.
Total Claims Estimating & Appraisal Services was forged in the most demanding claims environments in the country. Our senior team members have deployed to countless major U.S. catastrophes over the past three decades, managing and resolving thousands of complex losses from Hurricanes, Tornadoes, Floods, Hail Storms, Earth Quakes and Wildfires. This frontline catastrophe experience gives us unmatched proficiency in large-loss scoping, temporary repair coordination, ALE and business interruption documentation, and navigating the unique carrier protocols that surface only after billion-dollar events. When the stakes are highest and the damage is widespread, our team is there to provide field support, claims consulting and an precision estimate you can rely on.
Contact us today at 888-223-9093 to schedule a private tele-conference to discuss our services and how we can assist you.
If you're ready to assign an Estimating Task or utilize our Loss Consulting Services, follow the links below for the correct type of assignment, provide us with the required information and we will begin the process of scheduling, inspecting and estimating your claim today!
Contact us today at 888-223-9093 to schedule a private tele-conference to discuss our services and how we can assist you.
If you're ready to assign an Estimating Task or utilize our Loss Consulting Services, follow the links below for the correct type of assignment, provide us with the required information and we will begin the process of scheduling, inspecting and estimating your claim today!